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Making Insurance Fair

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Health IQ is the only company that combines your current health, health literacy and active lifestyle to better predict your long-term health, getting you rates up to 41% lower.*

How we got lower rates

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How we got lower rates

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We spent years researching how a high Health IQ and active lifestyle correlate with positive health outcomes so we can reward all your hard work with the extra savings you deserve.

Health Literacy Research

A high Health IQ correlates to a 36% lower risk of early death

Active Lifestyle Research

Cyclists have a 45% lower risk of cancer incidence

Reference

Swimmers have a 41% lower risk of death from heart disease

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佛跳墙v2.1.1

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We first shop our special rate partners to get you the best rate

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We double check the rate by shopping 30 additional carriers

Special rate check

We first shop our special rate partners to get you the best rate

Retail rate check

We double-check the rate by shopping 30 additional carriers

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Top Customer Rating

4.8/5 customer satisfaction on Trustpilot

"Amazing customer service from top to bottom. Two Thumbs Up!"

- Ted M, Runner

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The nation's fastest growing in coverage issued

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Health IQ is an insurance company rewarding those with healthy lifestyles like runners, cyclists, weightlifters, yogis, vegetarians and well-managed diabetics.

We believe the best way to improve the health of the world is to celebrate those that have taken responsibility for their health rather than harassing those who have not.